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This story came from Ms. S., a visitor to one of our free Saturday consultations. Ms. S. makes her monthly mortgage payments to servicer BSI, which is short for Banca della Svizzera Italiana, the oldest bank in the Swiss canton of T.

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Yesterday I had a free consultation with three young musicians that had worked and saved to move into their dream house, only to lose it.

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The battle between David and Goliath started as a war between two armies, the Philistines and the Israelites in the valley of Elah in Palestine.

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“The California Homeowner Bill of Rights” was signed into law on July 12, 2012 by California Governor Jerry Brown to address the widespread negligence and fraud by Loan Servicers required by law to modify homeowners’ loans.

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A NOTICE OF DEFAULT is the first step in the foreclosure process and must be served on you by certified mail or posted on your property according to California statute.

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